Skip to main content

Professional Services

LTD Buyout – Take It or Leave It? (Professional Relations Services)

Professional Relations Services Staff

From time to time, an ETFO member on long-term disability will be approached by the insurance company with an offer of a one-time lump sum payment in settlement of her or his ongoing claim for monthly LTD benefits.  This  may seem like an enticing offer, and you may want to leap at the

Think Before You Click (Professional Relations Services)

Professional Relations Services Staff

You may be checking your email  quickly to respond to a family member. Or you may be checking the weather, reading the news, buying tickets, or replying to a request to “add a friend” on Facebook. There may or may not be anyone else in the room.