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Voices

LTD Buyout – Take It or Leave It? (Professional Relations Services)

Professional Relations Services Staff

From time to time, an ETFO member on long-term disability will be approached by the insurance company with an offer of a one-time lump sum payment in settlement of her or his ongoing claim for monthly LTD benefits.  This  may seem like an enticing offer, and you may want to leap at the

An Environmental Tale

Andrea Hertach

When a former student came to me with an idea to make an impact on the environment  I jumped at the chance.

Class Composition: A growing concern for all teachers (CTF Report)

Emily Noble

There’s no such thing as a teacher who doesn’t have a diverse classroom in one form or another. We have a world of children from all over the globe in our classrooms. As teachers, we are expected to understand all our students and to give them the best education we can.